Redefining Financial Risk Strategies: The Integration of Smart Automation, Secure Access Systems, and Predictive Intelligence in Insurance, Lending, and Asset Management

This research study develops for the first time concepts that bring to the forefront an order of magnitude leap in the way financial risk is managed and mitigated by corporations, and in their interactions with their financial services suppliers. At the core of the research work are the development of a specific type of enterprise robotics theories and solution methodologies; end-to-end systems for secure access, navigation, and protection for financial applications using federated identity and attribute management; and the introduction of predictive intelligence using a few dominant principles, modeling, and estimation methods, risk equations, and estimation feedback protocols. In addition to the foundation studies for each of the three major components, we integrate the three into an enterprise financial risk solution and demonstrate through a set of complex activity models and problem derivative-specific applications the nature and degree of financial engineering, financial and data communications, modeling and corporate customer service integration analytics, information and business intelligence, managerial zones, and innovation theories involved.